Equity SIP Returns Simulator: An Indian Context

I was recently asked the question 'If I invest 6k SIP in mutual funds how much can I accumulate in 10 years?' on Quora, a Q&A site. I usually ignore questions like these, because there are a gazillion tools available online that calculate SIP values based on a required rate. Then I realized, there are no tools available, in the Indian context, that calculate SIP values based on historical averages and standard deviations. I'm a big fan of probabilities, reversions to mean and Excel models. So I pushed myself to build one!

Masterly Inactivity: The Case for Very Long Term Passive Investments

The term 'Masterly Inactivity' was coined by Charlotte Mason in her famous book Original Homeschooling, a masterpiece on child development, parenting and education. The idea is that, parents should develop a child by 'some letting alone and some wise openings'. It's a restatement of the age-old wisdom that one should not worry about the things they can't control. I believe the idea of 'masterly inactivity' applies to investing as well.